Consumer Loan Officer

Industry

Banking

Advert ID

USA_659268

Location

Morrisville

Job Type

Permanent

Hours

Full-Time

Salary Range

USD35000.00-38000.00 per year

No. of Openings

1

Branch Information

Raleigh - Durham NC Area - (USA) 430 Davis Drive Suite 100 NC Morrisville , NC 27560 Phone : 855-591-7454

ContactNumber

855-591-7454

Job Description

Manpower is recruiting for a Consumer Loan Officer for an established Credit Union in RTP. This is a direct hire opportunity working directly for the Credit Union.



What You Will Be Doing:

Processing loans with the highest complexity, value, or risk

Assist members with the loan application process, interviews applicants, and provides recommendations for loans.

Gather background information, applicants' credit history, and obtains credit reports. Processes credit reviews in accordance with criteria, policies, and procedures

Analyzes financial information to determine qualifying status for loans

Explain reasons for denial and completes and mails appropriate forms. Explores alternative lending options for members when loans are denied

Assure that each loan is properly and accurately prepared and documented

Process real estate loans in accordance with the criteria, policies, and procedures. Orders appraisals, obtain and verify legal documents, and assure that each real estate loan is processed accurately. Coordinate closings and paperwork with attorneys

Conduct loan closings with members in accordance with state and federal laws and regulations and WFCU policies and procedures

Assure that the Credit Union's lien is filed with appropriate agencies and is listed on all collateral documents; that legal collateral documents are secured; and that all property/collateral secured loans are covered by collision insurance

Calculate loan payoffs as requested and process repaid loans by verifying that notes are paid in full and accurately releases collateral documents.

Process monthly delinquency and initiates appropriate actions, maintaining detailed written records of all communications, in accordance with The Fair Debt Collections Practices Act and the guidelines contained within the Collection Manual

Cross-sell appropriate services, products, and loans



What Skills You Bring:

Bachelor's degree in banking or finance and one year of lending experience; or high school diploma and two years of lending experience; or an equivalent combination of training and experience.

Notary Public, or eligible for notary certification.

Knowledge of laws, procedures, and regulations regarding credit, lending, and financial transactions.

Computer proficiency and technical aptitude with knowledge of MS Office applications.

Ability to articulate ideas clearly (both written and orally), listen accurately, and establish personal rapport with people from a variety of backgrounds.

Ability to deal sensitively with confidential information and manage deadlines.

Maintains dignity and self-control in stressful situations.

Presents professional, pleasant approach in interactions with members and fellow employees.

Previous consumer loan experience

Additional Information:

Direct Hire Position

Excellent pay

8:00 am - 4:30 pm Monday - Friday



Interested:

Apply today for immediate consideration